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Facilities
Your Reliable Choice for Loans and Deposits
A) Type of Deposits
| Savings Bank - 4% | Savings Bank - 4% |
| Recurring Deposit - 8% | Daily Deposit - 4.5% |
| Fixed Deposit |
B) Interest rate of Deposits
| Maturity Period | Gen. Public (p.a.) | Sr. Citizens (p.a.) |
|---|---|---|
| 15 days to 45 days | 5.50 % | 6.00 % |
| 46 days to 90 days | 6.00% | 6.50 % |
| 1 days to 179 days | 6.75 % | 7.25 % |
| 180 days to 364 days | 7.00 % | 7.50 % |
| 1 Year to 2 year | 8.25 % | 8.75 % |
| 2 Year and above | 8.00 % | 8.50 % |
| Recurring Deposit | |
|---|---|
| 1 Year | 6.75 % |
| 2 years to 8 years | 6.50 % |
| Savings Deposit | 4.0 % |
c)Types of Loans
| Agricultural Loans Include KCC | Mortgage Loan |
| Housing Loan | Vehicle Loan |
| Kudumbasree Linkage Loan | Business Loan |
D)Gold Loans
| Loan type | Duration | Interest % | Amount |
|---|---|---|---|
| Gold Loan | 6 Months | 10.5% | 15,00,000 |
| MGL | 3 Months | 10.5% | 15,00,000 |
| AGL | 1 Year | 7% | 3,00,000 |
| KCC | 1 Year | 7% | 1,00,000 |
| KCC MT | 3 Year | 7% | 3,00,000 |
| DAIRY LOAN | 104 Weeks | 9% | 1,00,000 |
| AGMT | 24 Months | 9% | 1,00,000 |
| NAST LOAN | 12 Months | 12% | 50,000 |
| NAMT LOAN | 60 Months | 12% | 10,00,000 |
| RFL | 60 Months | 9% | 5,00,000 |
| SSL | 4 Months | 12% | 1,00,000 |